Die With Zero: Getting All You Can from Your Money and Your Life
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$18.99Original price was: $18.99.$14.55Current price is: $14.55.
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A common-sense guide to living rich . . . instead of dying rich
Imagine if by the time you died, you did everything you were told to. You worked hard, saved your money, and looked forward to financial freedom when you retired.
The only thing you wasted along the way was . . . your life.
Die with Zero presents a startling new and provocative philosophy as well as practical guide on how to get the most out of your money—and out of your life. It’s intended for those who place lifelong memorable experiences far ahead of simply making and accumulating money for one’s so-called “golden years.”
In short, Bill Perkins wants to rescue you from over-saving and under-living. Regardless of your age, Die with Zero will teach you Perkins’s plan for optimizing your life, stage by stage, so you’re fully engaged and enjoying what you’ve worked and saved for.
You’ll discover how to maximize your lifetime memorable moments with “time-bucketing,” how to convert your earnings into priceless memories by following your “net worth curve,” and how to navigate decisions about whether to invest in, or delay, a meaningful adventure with your “fulfillment curve” and “personal interest rate.”
Using his own life experiences as well as the inspiring stories and cautionary tales of others—and drawing on eye-opening insights about time, money, and happiness from psychological science and behavioral finance—Perkins makes a timely, convincing, and contrarian case for living large.
Die With Zero: Getting All You Can from Your Money and Your Life
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Price:
$18.99Original price was: $18.99.$14.55Current price is: $14.55.
10 reviews for Die With Zero: Getting All You Can from Your Money and Your Life
Rated 5 out of 5
Dua Moll –
It’s a great book that gives your a different perspective of what truly matters in life. If you are financially successful but still have money anxiety this is a must read.
Rated 5 out of 5
Lucas –
Wertvolle gedankenansätze
Rated 5 out of 5
Thelbot –
Took it too literal, lived super hard and now I’m living with nothing to guarantee i will certainly die with nothing… thanks mom for the book recommendation
Rated 5 out of 5
JoannaN –
“Die with Zero” is a thought-provoking and unconventional book that challenges traditional ideas of wealth accumulation, retirement, and the purpose of money. Although the concepts in the book might not appeal to everyone, Bill Perkins offers a fresh perspective on how to use wealth as a tool to maximize life’s experiences, rather than simply accumulating it for an uncertain future. For readers who are open to rethinking their approach to money and are willing to consider a different way of planning their financial lives, “Die with Zero” offers valuable insights and actionable advice.
I listened to this book on Audible but have also brought it in paperback hoping that my husband and my daughter, who is going off to university next year, might look at their approach to money through a different perspective.
Rated 4 out of 5
Angel Veliz –
I liked how it explained the fundamentals of having experiences instead of saving money. I learned how to invest in wise decisions rather than becoming an empty person. This depended on me, as such, I knew I had to spend.
Rated 5 out of 5
ManSnorkle –
“Die with Zero” by Bill Perkins is a thought-provoking and unconventional financial guide that challenges traditional views on retirement and wealth management. The book encourages readers to rethink the conventional wisdom of saving for retirement and instead advocates for optimizing spending and experiences throughout life. Perkins argues that the goal should be to “die with zero” regrets, meaning that individuals should aim to enjoy their wealth and experiences while they are still alive, rather than hoarding money for a distant future. The author presents a compelling case for finding a balance between saving for the future and living in the present.
In contrast to Dave Ramsey’s “Total Money Makeover,” which emphasizes debt elimination and a structured approach to financial planning, “Die with Zero” takes a more holistic and lifestyle-oriented approach. While Ramsey focuses on achieving financial freedom through debt reduction and strict budgeting, Perkins advocates for a dynamic and personalized approach to wealth management. Both books share the common goal of helping individuals achieve financial well-being, but they differ in their strategies and philosophies.
One key distinction is the emphasis on spending in “Die with Zero.” Perkins argues that there is a finite window of time to enjoy life fully, and readers should strategically allocate their resources to maximize experiences during various life stages. This perspective contrasts with Ramsey’s debt snowball method, which prioritizes debt repayment and delayed gratification. While both approaches have their merits, readers may find themselves drawn to one philosophy over the other based on their personal values and priorities.
Another notable aspect of “Die with Zero” is its exploration of the psychological and emotional aspects of wealth. Perkins delves into the concept of “happiness dollars” and encourages readers to invest in experiences that bring joy and fulfillment. This psychological dimension sets “Die with Zero” apart from Ramsey’s more numbers-focused approach, adding a layer of introspection and personal discovery to the financial journey.
In conclusion, “Die with Zero” offers a refreshing perspective on wealth management that challenges traditional notions of retirement planning. Bill Perkins encourages readers to embrace a more dynamic approach to financial decision-making, focusing on optimizing experiences and happiness throughout life. Comparisons to Dave Ramsey’s “Total Money Makeover” highlight the diversity of financial philosophies available to readers, allowing them to choose a path that aligns with their individual values and goals. Ultimately, both books contribute valuable insights to the realm of personal finance, offering readers diverse perspectives on achieving financial well-being.
Rated 5 out of 5
some guy –
First things first; this book isn’t for everyone. If you don’t have disposable income, don’t anticipate retiring with a sizeable nest egg, or don’t plan to leave an inheritance to anyone when you die, you probably don’t need to read this. For anyone that does expect to pass on assets on when the time comes, this is definitely worth the read.
This book challenges the conventional wisdom when it comes to financial advice that says to work for as long as you can and save as much as you can for later in life. Rather than stock piling away money, this book will challenge you to think differently; to be bold but at the same time not be foolish with your money.
Why spend your life working and stashing away money, if you’re never going to enjoy it? Why work for as long as possible just to pass on your wealth when you die, when you could spend in now to enjoy life and all of the experiences it has to offer with your loved ones? The idea of leaving an inheritance to loved ones is a noble idea, but by the time that comes, the people you’re leaving it to will likely be older and financially stable. If you want to help them, why not help them when they need it most – earlier in life when life’s biggest expenses occur (college/mortgage/kids,etc).
It is definitely a scary thought to start giving away/spending your money now when the future is unknown. It requires a lot more planning and thinking about what you will truly need in retirement, but I really enjoyed the ideas in the book and it definitely made me start to think differently about my finances.
Rated 5 out of 5
Eduardo A. Cruz –
This book has the same paradigm shift as “4 hour workweek”. It gives you a new perspective in life-work and how to balance life enjoyment and fulfillment without getting caught in the inercia of work.
Rated 5 out of 5
Normstock –
We were recommended this book by some viewers to our YouTube channel, we are a retired mid 60’s couple and are probably too late in age to get the most from this book. However there was some useful ideas we got from reading the book. Bill Perkins writes in an easy to read style and makes a lot of the relevant points from his personal life.
It is a good read and could appeal to readers of all ages, we feel this would be a great gift to a son or daughter in their thirties.
Rated 5 out of 5
Dx Bodota –
Die With Zero is aimed at individuals with a decent income, financial security, and who are already considering long-term savings. It’s also beneficial for young people planning their future.
It’s not suited for:
🤑 Big Spenders – Those who adopt a YOLO mentality and spend all their money on immediate pleasures. If you fall into this category, Bill suggests: it’s wonderful that you’re enjoying life, but you need to save to avoid a stressful retirement.
❌ People with no disposable income – This book is not intended for individuals who earn just enough to cover living expenses. If you’re in this situation, you need to use your money for immediate survival, leaving little to no room for saving. As Bill states: “people in poverty are probably already doing all they can to get the most out of their money and their life.
My Top Quotes from the book “Unlike material possessions, which seem exciting at the beginning but then often depreciate quickly, experiences actually gain in value over time: They pay what I call a memory dividend.– Bill Perkins
“The business of life is the acquisition of memories. And the end that’s all there is. You retire in your own memories.”
💡One of the most impactful ideas I gleaned from Die With Zero is the concept of giving your fortune to your children or to charity while you’re still alive, or when they need it the most. This approach ensures that your generosity has the greatest possible impact and allows you to witness the benefits of your gifts firsthand.
Dua Moll –
It’s a great book that gives your a different perspective of what truly matters in life.
If you are financially successful but still have money anxiety this is a must read.
Lucas –
Wertvolle gedankenansätze
Thelbot –
Took it too literal, lived super hard and now I’m living with nothing to guarantee i will certainly die with nothing… thanks mom for the book recommendation
JoannaN –
“Die with Zero” is a thought-provoking and unconventional book that challenges traditional ideas of wealth accumulation, retirement, and the purpose of money. Although the concepts in the book might not appeal to everyone, Bill Perkins offers a fresh perspective on how to use wealth as a tool to maximize life’s experiences, rather than simply accumulating it for an uncertain future. For readers who are open to rethinking their approach to money and are willing to consider a different way of planning their financial lives, “Die with Zero” offers valuable insights and actionable advice.
I listened to this book on Audible but have also brought it in paperback hoping that my husband and my daughter, who is going off to university next year, might look at their approach to money through a different perspective.
Angel Veliz –
I liked how it explained the fundamentals of having experiences instead of saving money. I learned how to invest in wise decisions rather than becoming an empty person. This depended on me, as such, I knew I had to spend.
ManSnorkle –
“Die with Zero” by Bill Perkins is a thought-provoking and unconventional financial guide that challenges traditional views on retirement and wealth management. The book encourages readers to rethink the conventional wisdom of saving for retirement and instead advocates for optimizing spending and experiences throughout life. Perkins argues that the goal should be to “die with zero” regrets, meaning that individuals should aim to enjoy their wealth and experiences while they are still alive, rather than hoarding money for a distant future. The author presents a compelling case for finding a balance between saving for the future and living in the present.
In contrast to Dave Ramsey’s “Total Money Makeover,” which emphasizes debt elimination and a structured approach to financial planning, “Die with Zero” takes a more holistic and lifestyle-oriented approach. While Ramsey focuses on achieving financial freedom through debt reduction and strict budgeting, Perkins advocates for a dynamic and personalized approach to wealth management. Both books share the common goal of helping individuals achieve financial well-being, but they differ in their strategies and philosophies.
One key distinction is the emphasis on spending in “Die with Zero.” Perkins argues that there is a finite window of time to enjoy life fully, and readers should strategically allocate their resources to maximize experiences during various life stages. This perspective contrasts with Ramsey’s debt snowball method, which prioritizes debt repayment and delayed gratification. While both approaches have their merits, readers may find themselves drawn to one philosophy over the other based on their personal values and priorities.
Another notable aspect of “Die with Zero” is its exploration of the psychological and emotional aspects of wealth. Perkins delves into the concept of “happiness dollars” and encourages readers to invest in experiences that bring joy and fulfillment. This psychological dimension sets “Die with Zero” apart from Ramsey’s more numbers-focused approach, adding a layer of introspection and personal discovery to the financial journey.
In conclusion, “Die with Zero” offers a refreshing perspective on wealth management that challenges traditional notions of retirement planning. Bill Perkins encourages readers to embrace a more dynamic approach to financial decision-making, focusing on optimizing experiences and happiness throughout life. Comparisons to Dave Ramsey’s “Total Money Makeover” highlight the diversity of financial philosophies available to readers, allowing them to choose a path that aligns with their individual values and goals. Ultimately, both books contribute valuable insights to the realm of personal finance, offering readers diverse perspectives on achieving financial well-being.
some guy –
First things first; this book isn’t for everyone. If you don’t have disposable income, don’t anticipate retiring with a sizeable nest egg, or don’t plan to leave an inheritance to anyone when you die, you probably don’t need to read this. For anyone that does expect to pass on assets on when the time comes, this is definitely worth the read.
This book challenges the conventional wisdom when it comes to financial advice that says to work for as long as you can and save as much as you can for later in life. Rather than stock piling away money, this book will challenge you to think differently; to be bold but at the same time not be foolish with your money.
Why spend your life working and stashing away money, if you’re never going to enjoy it? Why work for as long as possible just to pass on your wealth when you die, when you could spend in now to enjoy life and all of the experiences it has to offer with your loved ones? The idea of leaving an inheritance to loved ones is a noble idea, but by the time that comes, the people you’re leaving it to will likely be older and financially stable. If you want to help them, why not help them when they need it most – earlier in life when life’s biggest expenses occur (college/mortgage/kids,etc).
It is definitely a scary thought to start giving away/spending your money now when the future is unknown. It requires a lot more planning and thinking about what you will truly need in retirement, but I really enjoyed the ideas in the book and it definitely made me start to think differently about my finances.
Eduardo A. Cruz –
This book has the same paradigm shift as “4 hour workweek”. It gives you a new perspective in life-work and how to balance life enjoyment and fulfillment without getting caught in the inercia of work.
Normstock –
We were recommended this book by some viewers to our YouTube channel, we are a retired mid 60’s couple and are probably too late in age to get the most from this book. However there was some useful ideas we got from reading the book. Bill Perkins writes in an easy to read style and makes a lot of the relevant points from his personal life.
It is a good read and could appeal to readers of all ages, we feel this would be a great gift to a son or daughter in their thirties.
Dx Bodota –
Die With Zero is aimed at individuals with a decent income, financial security, and who are already considering long-term savings. It’s also beneficial for young people planning their future.
It’s not suited for:
🤑 Big Spenders – Those who adopt a YOLO mentality and spend all their money on immediate pleasures. If you fall into this category, Bill suggests: it’s wonderful that you’re enjoying life, but you need to save to avoid a stressful retirement.
❌ People with no disposable income – This book is not intended for individuals who earn just enough to cover living expenses. If you’re in this situation, you need to use your money for immediate survival, leaving little to no room for saving. As Bill states: “people in poverty are probably already doing all they can to get the most out of their money and their life.
My Top Quotes from the book
“Unlike material possessions, which seem exciting at the beginning but then often depreciate quickly, experiences actually gain in value over time: They pay what I call a memory dividend.– Bill Perkins
“The business of life is the acquisition of memories. And the end that’s all there is. You retire in your own memories.”
💡One of the most impactful ideas I gleaned from Die With Zero is the concept of giving your fortune to your children or to charity while you’re still alive, or when they need it the most. This approach ensures that your generosity has the greatest possible impact and allows you to witness the benefits of your gifts firsthand.
Definitely a good read! 👍